Privacy Policy

FACTS

WHAT DOES STATE BANK & TRUST OF KENMARE DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • – Social Security number and Payment History
  • – Income and Transaction History
  • – Account Balance and Credit History

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons State Bank & Trust of Kenmare chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does State Bank & Trust of Kenmare share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes -
to offer our products and services to you		 No We don't share
For joint marketing with other financial companies
 No We don't share
For our affiliates' everyday business purposes
information about your transactions and experiences		 No We don't share
For our affiliates' everyday business purposes
information about your creditworthiness		 No We don't share
For nonaffiliates to market to you
 No We don't share

Questions?

 Call 701-385-4287 or go to www.sbtk.com

Who we are
Who is providing this notice? State Bank & Trust of Kenmare
4 NW 2nd St. PO Box 727
Kenmare. ND 58746

What we do
How does State Bank & Trust of Kenmare protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does State Bank & Trust of Kenmare collect my personal information? We collect your personal information, for example, when you
  • – Open an account or Use your credit or debit card
  • – Deposit money or Show your driver's license
  • – Apply for a loan
Why can't I limit all sharing? Federal law gives you the right to limit only
  • – sharing for affiliates' everyday business purposes-information about your creditworthiness
  • – affiliates from using your information to market to you
  • – sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below on your rights under state law.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • – State Bank & trust of Kenmare does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • – State Bank & trust of Kenmare does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • – State Bank & trust of Kenmare doesn't jointly market.

Other Important Information

 For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
Our affiliates include: Jorgenson Holding Company, Jorgenson Insurance Agency, Inc., First State Bank & Trust, Citizens Agency of Mohall & Sherwood, Inc., Jorgenson Williston Holding Company and Citizens State Bank at Mohall.